TOP 20 BEST CAR INSURANCE IN SOUTH AFRICA 2018
60% of the population of South Africa drive cars daily, some of these cars are for personal use, others might be for office use while others are transport vehicles. Each car we use daily might someday be involved in one accident or the other, it can even be theft or fire, which lead to damage of the cars and some other effects. All of these might cost us large amount of money which might not be available at that period of time. This is where the insurance company comes into place, now what is a car insurance company? And which of them are among the Top 20 best Car Insurance In South Africa.
What Is Car Insurance ?
Car insurance, is the provision of financial protection to cars against any physical damage from accident and other related issues even theft. The same way we secure our lives and properties that’s the same way we secure our vehicles.
Now there are lots of car insurance companies in South Africa, this article is going to list out the top 20 for you, you can easily pick out which of them suits you best. Now before we do that, there are some factors to consider before picking out a car insurance company. Some of them are;
- Your budget
- and how much you earn,
- Are you retired or
- do you work far from home. These are some of the factors you will have to consider. Now read below.
TOP 20 BEST CAR INSURANCE IN SOUTH AFRICA 2018
1. AUTO AND GENERAL INSURANCE
Auto and General have been existing for a long time now, over the past 30 years. This company goes well beyond automobiles, you can as well choose from life insurance policies and short-term insurance policies, it is designed to meet different needs. The insurance company offers several options when it comes to car insurance. They offer the basic types of automobiles/car cover which are Comprehensive, Third-party only, Third-party fire and theft. The company is also ready to include Tyre and Rim guard, Mechanical breakdown. All of these are available if you add more money to your monthly payment. The company has also expanded its operations to other countries like UK and Australia.
2. AA INSURANCE
This company’s insurance is affordable with a range of solutions, they offer different options to individuals from a Comprehensive insurance, Off-road cover, third-party only, third-party fire and theft. The company is well trusted and respected brand.
3. INDWE INSURANCE
This company offers one of the best car insurance policies, we call them tailored made policies. They have the Comprehensive cover which is quite expensive, they have the third-party only, third-party fire and theft.
4. BUDGET INSURANCE
Budget insurance has helped and also developed in reducing expense. The company has different car insurance covers from Comprehensive, Third-party fire and theft, Third party only and Better car value. Budget is one of the best and it’s affordable.
5. DISCOVERY INSURANCE
Discovery is one of the best car Insurance Companies in South Africa , the company gives rewards to safe drivers, the company is termed as one of the best, because you can check their policies online, not all car insurance companies do that. Most of them are shy of explaining their policies to their clients, but discovery insurance is one company that puts everything down and make things easier for you.
6. MUTUAL AND FEDERAL INSURANCE
This company has distinguished themselves from others, with over a century experience, they have provided good services. Most of the staffs in the company has worked up to 3 decades, the company helps by reducing monthly contributions by a first amount payable option.
7. DIAL DIRECT INSURANCE
Their policies offer automobile insurance for all kinds of vehicles. The company offers four (4) main options for car insurance ranging from Comprehensive, Third-party only, Third-party fire and theft and Better car. The better car option gives clients newer model of car if theirs get destroyed beyond repair in an accident.
8. OUTSURANCE INSURANCE
Launched in 1998, they have well-trained staffs to provide quality services and products to clients. The company helps heaps of drivers to get to their destination in time, the company achieves this because of their skilled point-men.
9. FIRST FOR WOMEN INSURANCE
This company product is meant for the women alone. They have different options ranging from the Better car value, Comprehensive, Third-party only, Third-party fire and theft. The company focus on women only because they believe they are much more safe drivers than men and their services are very cheap.
10. SANTAM INSURANCE
An old insurance company, founded in 1918, the company offers a wide range of products. Almost all organizations come to them for car insurance covers, they offer third-party only, third-party fire and theft, Comprehensive.
TOP 20 BEST CAR INSURANCE IN SOUTH AFRICA 2017 Continues …
11. NED INSURANCE
The company provides quality customer services, and they have a wide range of products and services. They have good tailored policies for their clients.
12. MUA INSURANCE
The company provides good quality risk management solutions to their clients. They have the classic policy, executive policy, personal policy and value added products.
13. MONARCH INSURANCE
The company has over 30 years experience. The company has different branch scattered in different countries. They started out in Kenyan, they provide lots of good quality contents and services to their clients.
14. EMERALD INSURANCE
The company provides lots of services, established in 1992 and it was first known as AFG.
15. GUARDRISK INSURANCE
Based in Johannesburg, South Africa. They offer insurance brokerage services and alternative risks transfers. Guardrisk uses the cell concepts to enable clients to insure their risk exposures through equity participation.
16. HOLLARD INSURANCE
Also among the best car insurance in South Africa , This company provides from car insurance to even life insurance. One of the best services, they have a range of options that suits you from comprehensive to third-party theft and fire, and third-party only.
17. COMPASS INSURANCE
They operate a short-term insurance sector. The company strives to be the most efficient insurance platform. They have a wide range of services to offer to prospective clients.
18. MOMENTUM CAR INSURANCE
The company provides short-term insurance solutions for cars. It is rated among the top best insurance company. They have 24 hour service, they have the mobile app to submit your claims, they are aimed at putting customer’s first.
19. KING PRICE INSURANCE
As the name implies King, very important personnel. The company does not joke with her clients, they are termed as one of the best among it’s peers for value and money. If you are a king price customer, you have the benefit of insuring other things including your digital camera can be insured. They promise and they never fail to give back.
20. VIRGIN INSURANCE
The company covers from comprehensive to third-party only and even third-party fire and theft. Virgin insurance gives their clients exactly what they are promised and even more.
I believe with this list, you can choose your best and patronize them. Insurance companies are good in helping us in times of risks. Go and patronize them and get your car in safe hands.
That’s All On the best car insurance in South Africa
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